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Life Insurance Open Season

I think it's about time that the Federal Government has an open season for Life Insurance. For most people, you only get one shot at selecting your life insurance. You can't get additional insurance unless you go through a medical exam and hope that everything is fine and then OPM will make the decision if you can get it nor not. Why not just have some open season's to let those that want to increase/change, just like the other open season's that we have.

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Idea No. 55